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Rankings

Every product we have tested, highest score first. Scores weigh fees, withdrawals, custody and security history before features.

4 reviews

017.0/10

Nexo Card review: spending against a credit line, and when that goes wrong

The Nexo Card does what it advertises: Credit Mode borrows against crypto instead of selling it, from 1.9% APR at the top tier, and Debit Mode spends a stablecoin balance earning up to 14%…

Crypto CardsBest for: EEA and UK holders who want to spend against crypto without selling it and who watch their loan-to-value ratio
Price
No monthly or annual fee
Card fee
None (no monthly, annual or inactivity fee)
Credit Mode rate
From 1.9% APR (Platinum, low LTV) to 13.9% (Base)
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026.8/10

Wirex review: a travel card mid-migration to a new product called Wirex One

Wirex remains a workable way to spend crypto and stablecoin balances abroad, with real cashback and a savings rate that beats a typical bank account. It is also a product in transition…

Crypto CardsBest for: Frequent travellers who hold stablecoins and want to spend them without a separate on/off ramp step
Price
Free Standard plan; paid tiers
Price
Free Standard plan; paid/balance-based tiers for higher rewards
Cashback
Up to 8%, tiered by plan and balance
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036.4/10

Bybit Card review: the 10% cashback headline needs a VIP5 account to reach

The Bybit Card's headline cashback is real only at the top of a six-tier VIP ladder that most cardholders will never reach, and a 0.9% conversion spread quietly eats into every reward below…

Crypto CardsBest for: High-volume Bybit traders already sitting at VIP4 or VIP5 who spend mostly outside the EEA
Price
Free to order in supported regions
Card network
Mastercard debit
Cashback range
1% (no VIP) up to 10% (VIP5 Infinite)
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046.4/10

Crypto.com Visa Card review: after the 2022 cuts, is the CRO lockup worth it

Crypto.com's card still works as a debit-style spending tool with real cashback, but May 2022's reward cuts changed the deal permanently: Ruby Steel now caps rewards at $500 a month in…

Crypto CardsBest for: Someone who already holds CRO and spends steadily enough to use the $250-$500 monthly cashback cap before it resets
Price
Free; Ruby Steel $4.99/mo or $500 CRO stake
Midnight (Basic)
Free, no CRO stake, 1.5% cashback capped at $250 spend/month
Ruby Steel (Plus)
$4.99/mo or $49.90/yr, or $500 CRO staked 12 months, 3.5% cashback capped at $500 spend/month
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