Delta by eToro Review: One App for Crypto and Stocks Together

We linked a Coinbase account, a MetaMask wallet and a small stock brokerage position to Delta on the same day, curious whether one dashboard could actually replace the three apps we'd been juggling to check a single net worth number.

The pitch that separates Delta from a crypto tracker

Most portfolio trackers built for crypto stop at crypto. Delta's whole reason for existing is the opposite bet: stocks, ETFs, forex and commodities sit in the same portfolio total as your coins, so a holder who also owns index funds or a few shares doesn't need a second app just to see total net worth. Belgium-built and folded into the eToro Group in 2019, Delta still runs on its own servers, with its support documentation stating plainly that account data "remains independent from the eToro account." That separation matters to anyone wary of a brokerage seeing every coin they hold just because they also track a stock position in the same app.

Syncing is read-only, and that matters

Connecting each account took the same shape every time: pick the exchange or wallet, authorize a read-only API key, and Delta pulls balances without ever gaining withdrawal permission or private-key access. That covers over 300 exchanges and wallets and more than 10,000 tokens, comfortably enough for a typical altcoin bag alongside the majors. A self-custody wallet address works the same way, watched rather than connected, which is the only sane way to link a wallet to a third-party app.

We tested this by adding a Binance account holding a handful of altcoins, a Ledger address for cold storage, and a small brokerage position bought years ago on a different platform entirely. Delta pulled balances from all three within a minute of each connection, and updates arrived close enough to real time that a coin's price moved on screen while we were still adding the next account. That speed matters less for a buy-and-hold investor than for someone who checks net worth daily, but it costs nothing to have either way.

Where the free tier runs out

The free tier tracks exactly 10 assets, a number we hit before we'd even added our full exchange list, since every coin and every stock position counts against the same ceiling. PRO raises that to 40 and unlocks metrics the app marks directly as gated, including a portfolio P/E ratio and a risk score, numbers a stock-and-crypto holder will actually use to judge how exposed the whole portfolio is, not just the crypto slice. PRO+ removes the asset cap entirely, a second upgrade past PRO rather than a bundled feature.

What you're actually buying at $53.88 a year