CoinTracker tracks a portfolio across wallets and exchanges for free, then charges by transaction count once tax forms enter the picture: $59 for 100, $199 for 1,000, up to $599 for 10,000. We checked those tiers against Koinly's cheaper structure and where DeFi labeling still needs a manual fix.

We connected an exchange account and two wallet addresses to CoinTracker, watched the free portfolio view populate, then ran the same activity through the paid tax flow to see where the free ride actually ends. CoinTracker markets itself hard on the strength of its Coinbase partnership and a large claimed user base, so the fair test is whether the software backs that marketing up once real transactions and a real filing deadline are involved.

The free tier is a real product, not a trial

CoinTracker's free plan tracks portfolio value across wallets and exchanges without a time limit or a card on file, and its homepage claims over 3 million people use the software in some form. That claim is unverifiable from outside the company, but the free product behind it is genuinely usable: balances synced within a few minutes of pasting in addresses, and the dashboard update in real time as prices moved. The catch arrives the moment a tax form is needed. Free tracks up to 25 transactions and stops there; everything past that number requires a paid tier.

The price climbs with your transaction count

CoinTracker's live pricing page lists Base at $59 for up to 100 transactions and Prime at $199 for up to 1,000, both confirmed directly on the site. Independent pricing trackers put the next tier, Ultra, at $599 for up to 10,000 transactions, and a bespoke Full Service tier at $3,499 with a dedicated account manager for anyone who would rather not touch the software at all. A trader who moves between three or four exchanges regularly can clear 1,000 transactions well before December, and that Prime price is not a one-time cost: every plan covers prior years' forms once purchased, but next year's activity resets the meter.